You might be able to file an insurance claim after your home suffered damage due to a severe storm. However, you’ll want to get a comprehensive insurance estimate, which you need to familiarize yourself with to make sure you get the adequate compensation you deserve. Let the roof and gutter installation specialists at STARR Roofing & Gutters explain everything you need to know about this matter.
Assessing the Claim Summary
Your insurance adjuster will provide a claim summary that details the estimate of the expected costs of repair or restoration. It is a collection of spreadsheets that lists down the damage to specific parts of your home, itemizing each component that needs repair or replacement and recommendations for the type of work that will be done.
Ensuring Complete Documentation
Make sure to include photos and videos of the storm damage to your roof and home to bolster your chances of getting your claim approved and get the coverage you’re entitled to under your insurance policy. Trusted roofing contractors like us perform thorough assessments of the property following a severe storm, documenting the damage as we go. Expect our team to guide you through the complexities that come with the whole insurance claim process to ensure a hassle-free experience.
Checking the Unit Price
The unit price is a vital piece of information within the claim summary that you need to look into. This is what changes with fair market pricing research and may vary slightly every month. The unit price includes the material and labor expenses combined. You’ll need to multiply the unit price by the quantity to get the replacement cost value or RCV. This one details the depreciation, taxes, overhead, profit and deductible amount.
The roof maintenance pros at STARR Roofing & Gutters can provide a professional inspection of your roof to evaluate whether you are eligible to file a storm damage claim with your insurer. Commonly covered damages include extensive hailstorm damage, water damage to any part of the roof or interior, and widespread rot, mold, or mildew growth, to name a few.
Give us a call at (512) 736-6539 or fill out our contact form as soon as you notice any of these. We’ll get your roof back to working order in no time.